Doctor Loses Rs 6 Lakh in Cyber Scam After Downloading Malicious APK File Posing as Bank KYC Update

Raipur: A doctor loses more than Rs 6 lakh from his savings account and fixed deposits after falling victim to a sophisticated cyber scam. The scammers lured him into downloading a malicious APK file that posed as an IndusInd Bank KYC update. The event took place at the Sarasvati Nagar police station.

Fraud via APK File

Doctor Satish Rajput, who works at a private hospital in Samta Colony, complained that he received a message on his phone between February 23 and February 26 with a link titled “IndusInd KYC APK.” Unaware that the file was downloaded to his phone, he accidentally tapped on the link, thinking it was a genuine KYC update request from the bank.

He had no idea that the APK file was a malicious program that gave hackers access to his mobile device. Suddenly, on February 27, he began receiving many OTP messages on his phone while he was at a mall seeing a movie. Approximately thirty OTPs were generated in a brief amount of time, and funds started to drain from his account. Hackers stole his money even though he didn’t give anyone the OTPs.

Massive Financial Loss

Dr Rajput claims that a total of Rs 6 lakh was taken out of his bank accounts, which included several fixed deposits and his savings account. The following is a breakdown of the amount stolen:

• Rs 1,92,000 from his savings account
• Rs 2,00,000 from one fixed deposit
• Rs 1,80,000 from another fixed deposit
• Rs 28,000 from a third fixed deposit

On March 1, as soon as he realized he had been deceived, he notified the police. The Saraswati Nagar police have begun investigating the scammers and are working to locate them.

Rising Cybercrime Tactics

Doctor loses a significant sum in this instance, which demonstrates the rising practice of fraudsters accessing bank accounts without authorization using APK file scams. In such cases, doctor loses hard-earned savings as cybercriminals constantly devise new ways to defraud gullible people. Authorities have also recently issued warnings against call-merging scams, in which con artists pretend to be friends and combine calls to intercept OTPs and cause financial losses—yet another method through which a doctor loses money and peace of mind.

Police Advisory

The public is advised by authorities to refrain from downloading unfamiliar APK downloads, confirm any correspondence about their banks directly with their banks, and promptly report any strange calls or messages to the cybercrime helpline 1930.